Chicago, IL (PRWEB) May 17, 2012

Homeowners are fueling a post-recession interest in remodeling. Earlier this year, the National Association of Home Builders remodeling market index hit its highest level in five years. However, many homeowners wanting to jump on the kitchen remodeling bandwagon are finding it hard to find financing.

Weve seen a substantial increase in inquiries about remodeling projects, says Ed Buckley, President of All Quality, Inc. A lot of homeowners want to build their dream kitchen, update their bathroom, or need roof repairs, but due to the economic climate have low credit ratings. Perhaps they lost their job during the recession but theyre working again. Theyre back on their feet, but cant find financing. To help these homeowners, we have initiatives to assist them.

Another challenge is that many people are underwater with their mortgage and feel stuck. We have an innovative solution for that, Buckley says. We offer a streamlined program that enables homeowners to refinance their existing mortgage(s) plus the cost of improvements – and the loan amount is based on their home value after rehabilitation plus 10%. Our customers can often get out of a bad mortgage and get that home makeover they want. Its truly a breakthrough!

For homeowners in these types of situations, All Quality offers the following financing options:

V/MC/Disc – All Quality now accepts credit cards including Visa, Mastercard, and Discover.

Owe More Than Your House is Worth? By teaming up with major banks, All Quality can assist homeowners who qualify for Streamlined 203(k) Loans. This loan program enables homeowners who are underwater owing more than their property is worth to afford home improvements by basing the loan on the value of the home after improvements are made. The loans allow a homeowner to simultaneously refinance the first mortgage and combine it with the improvement costs into a new mortgage up to 110% of the After Improvement Value. Because the new loan often has a lower interest rate than a homeowners current financing, some homeowners end up with a mortgage payment lower than before even with the home improvements added in and pay less in interest over the life of the loan.

Bad Credit, 0% Interest – All Quality has a 0% interest program that can help homeowners who have no credit or bad credit since its based on current income instead of credit history.

Balance Transfer Checks All Quality is authorized to receive balance transfer checks from customers using 0% balance transfers from credit card companies. Although the credit card company fees typically range between 3% to 5%, the zero interest rate unlocks their credit and provides a very low cost of borrowing.

In-House Financing – In some cases, All Quality is willing to finance a small portion of a project if the client is credit worthy.

All Quality, Inc. is an accredited member of the Better Business Bureau (BBB) with an A+ rating and is a safe choice for consumers, providing high quality work at competitive prices. They serve Northeastern Illinois and offer a wide range of services that includes kitchen remodels, bathroom remodels, basement renovations, storm damage restoration, insurance claims, siding, decks, roofing, windows, decks, and much more.

For more information, please visit their website http://www.allqualityinc.com, Facebook at Facebook.com/AllQuality , check out a quick video about the company at YouTube.com.

About All Quality, Inc.

With an A+ rating from the Better Business Bureau (BBB), All Quality, Inc, can be trusted and is well known for their honesty, top quality work, reasonable prices, and impeccable 5 Star reputation. They serve residential and commercial customers in the Chicago area with a focus on renovations and restorations. All Quality, Inc. holds Residential/Industrial/Commercial Unlimited Roofing licenses, is a Licensed Electrical Contractor, and licensed General Contractor in many municipalities including the City of Chicago for projects up to $ 5 million. The company is also registered and listed with Dun and Bradstreet and has earned a Gold Credibility rating. President Ed Buckley earned two bachelors degrees in Engineering from the University of Illinois and an MBA from Northern Illinois University. With a background in engineering, marketing, sales, management, operations, general contracting, and the construction trade, Ed has been involved with residential renovations for over 30 years and founded the company in 1982.

by tomylees

Question by Debra C: Our mortgage is with our credit union and were in a 40/7 year mortgage which is due soon home wont appraise…?
We were told by many that banks will not help you until you are in default with them. Our bank basically said until you are over three months late they can not help. We need help now as to not loose our home so we are not paying as of 1/09 have any more help?

Best answer:

Answer by realtor.sailor
Yes, it’s unfortunate you have to be in default before they will talk to you. I don’t know if it will help, but I suggest to my clients they not call the 800 number and talk to whom ever answers, but get the name of someone in upper management. That’s not easy to do but it can be worth the work. You might start with your state’s department of banking and finance. Google the credit union’s name. Check with your local Clerk of the Courts or Deed Registry office – wherever deeds and mortgages are recorded. Search by the credit union’s name and see what comes up.

realtor.sailor

What do you think? Answer below!

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New York, NY (PRWEB) April 09, 2012

Follow the guidelines to avoid scams this summer of 2012.

Follow the Rent My Vacation Home dot com rules below :

How to make sure who owns the vacation home before sending check or money :

1. Ask for a electric bill account number or copy from the owner and call the electric company to verify it by name and address.

2. Ask for a Insurance and agent name, policy number and phone then check the phone and address out on the net by Insurance company name and call the insurance agent to verify owner and address.

3. Ask for a copy or email of the persons drivers license. (maybe different address but name verification)

4. Ask Homeowner for his property number at the assessment office for that area and call for address verification and name. (Google tax assessment office for that county) Do this without the homeowner’s account number and use address and zip.

5. Ask for a copy of the car registration (maybe different address but name verification).

6. Make sure and tell the homeowner for free and 0% commission they can set up the credit card service on Rent My Vacation Home and you do not need any of this documentation above or do you need to leave a deposit. The Vacationer will have a money back in case of fraud. Tell the Homeowner to call 800-699-7684 to be set up now Free. (It takes around 30 Minutes to set up) Report anything that sounds funny.

For more info call 800-699-7684

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New York City (PRWEB) March 28, 2012

When Karen and Bonnie Marsh decided to rent out their new vacation home in Orlando, they hired a local real estate agent to hunt for renters, but they also paid $ 300 to list the house on specialized websites. The Valentines agreed to pay the agent a 25% commission on any rentals they got, even ones that they found online.”Every tenant came through my listings on Rent My Vacation Home dot com,” Karen Valentines says. “This summer we parted ways with the Realtor.” Valentines can’t fathom why anyone would list or rent a vacation home anywhere other than online.

Some investors are starting to think the same way, putting money into sites that offer searchable listings, lots of photographs and easy navigation. One of the companies that Valentines used, Rent My Vacation Home dot com, will announce Monday that it has secured millions in venture capital and will pay an undisclosed sum for an older and leading provider of U.S. listings, rent Disney world vacation homes.com, and rent Disneyland vacation homes.com.

Washington D.C.-based Rent My Vacation Home dot com is less than two years old, but has moved quickly to consolidate the infant industry. The company got started when officials at Washington D.C. Ventures teamed with the chief executive Jay Kalin of another company they had backed to search for a new technology investment. Rent My Vacation Home dot com controls 83 of the top vacation websites and guarantees the stay with their new technology that compares data bases to Home Registrations.

This week the top rental spots in order are;

1. New Orleans and Denver – NCAA Final four

2. Martinsville, VA. – NASCAR Races

3. Humble, Texas – Golf PGA Finals

4. Washington DC Cherry Blossom

About Rent My Vacation Home dot com

1st Mo. Free Americas Largest Vacation Home Network?, 83 Sites!

List Your Home for Rent $ 16 Monthly

No Contract & Cancel Anytime

30 Million People visit the Rent My Vacation Home? Network every year, 83 Offices & 83 Web sites all in the U.S.A.

No Commission, Cancel Anytime.{Free Gift when you list}

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Join 83 Sites????????????????????????????????????????????????????????????????????????????????????????????

Availability calendar one form for 83 sites.

Inquiry form on 83 sites & 12 Extra Large Pictures Included.

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Traveler map on 83 sites with one form control.

Optional credit card and Travel Guard check out system.

Vacationers can Save the Search for the next visit.

Reservations come in to you via Email or Phone.

Always on Page 1 – Google, Bing, Yahoo.

List Home for Sale and/or Rent.

Post links from 83 sites to your site and You Tube Videos

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