Plymouth Meeting, PA (PRWEB) February 03, 2012

Health Advocate, Inc., the nations leading healthcare assistance and advocacy company, has been selected by Highmark Inc., an independent licensee of the Blue Cross Blue Shield Association based in Pittsburgh, to provide services for Highmarks myCare Navigator. myCare Navigator allows members to call a Personal Care Advocate 24 hours a day seven days a week with health-related issues.

“We are pleased to offer our personalized health advocacy service to support Highmark members helping them get to the right place at the right time,” said Michael J. Cardillo, President, CEO and cofounder of Health Advocate, Inc.

Highmark understands that our members are often overwhelmed with the healthcare system, and we want to be able to provide them support to get the care they need, said Steven Nelson, senior vice president of health services strategy, product and marketing at Highmark. Our market research showed that 92 percent of members were interested in using a service like this, which said to us loud and clear, we need help.

myCare Navigator will help Highmark members with a variety of healthcare related issues, including finding doctors, and specialists, scheduling doctor appointments, transferring medical records across providers and helping members understand all of their benefits.

We understand that the healthcare system can be very complex, said Cardillo. Allowing Highmark members to have full access to a Personal Care Advocate at any time can have great value because it saves them time and money and allows them to take full advantage of their healthcare benefits, said Cardillo.

Highmark members will have access to their own Personal Care Advocate, typically a registered nurse supported by a team of benefits professionals and medical directors who have extensive experience with the ins and outs of the healthcare system.

About Health Advocate

Health Advocate, Inc., the nations leading independent healthcare advocacy and assistance company, serves 25+ million Americans through more than 8,200 client relationships, including many of the nations largest companies, helping members personally navigate healthcare and insurance-related issues, saving time and money. The company’s award-winning core health advocacy service is centered around our Personal Health Advocates, who assist members with a range of clinical, administrative and insurance-related issues. Additional add-on, complementary solutions include our wellness, EAP+Work/Life and decision support programs. Founded in 2001 and headquartered in suburban Philadelphia, Health Advocate has received a range of awards including, 2011 Workforce Management Magazine Optimas Award as the Worldwide Leader in Service, named as one of the nation’s fastest growing privately-held companies by Inc., and rated one of the Top 20 Best Places to Work by Philadelphia magazine. For more information, visit http://www.HealthAdvocate.com.

About Highmark Inc.

Highmark Inc., based in Pittsburgh, is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. Highmark serves 4.8 million members in Pennsylvania and West Virginia through the company’s health care benefits business and is one of the largest Blue plans in the nation. Highmark has 19,500 employees across the country. For more than 70 years, Highmark’s commitment to the community has consistently been among the companys highest priorities as it strives to positively impact the communities where we do business. For more information, visit http://www.highmark.com.

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by seiuhealthcare775nw

Article by Insurance Articles

There are many Indian people belonging to the pool of uninsured individuals. Many people either have to compromise with this financial stress or have to be deprived of quality healthcare. Many people do not buy it, as they believe that these products are expensive enough to afford. It is a perception. The reality is that there are affordable health insurance products that satisfy health needs of people of all income groups.

Affordable health insurance is the need of one and all, irrespective of a persons age, habitat and health status. It is an ideal means to get an access to quality healthcare without any financial anxiety. When a person sees towards the rising healthcare costs, he/she can understand the worth of these products that stand as a true friend for a victim and his/her family.

There are many Indian people belonging to the pool of uninsured individuals. These people are not able to finance their medical expenses and thus, have to pay them from their pockets. In many cases, these expenses exceed their income and bring financial stress for them, as they are left with no other option other than to borrow money from someone or sale off their household valuables that could fetch them money instantly. People who take any such decision have to end up with financial crises that affect lifestyle of all family members.

Many people either have to compromise with this financial stress or have to be deprived of quality healthcare. One might say it to be just a tragedy, which can be avoided if there would have been health or medical insurance.

Thus, it is advisable to buy it and be ready for future medical contigencies. These products do not let insured individuals face financial issues due to rising medical costs.

Many people do not buy it, as they believe that these products are expensive enough to afford. The reality is far away from this perception. These products are designed for people of all income groups and an individual can easily make his/her choice, as per his/her needs and budget. The only need is to make a right choice such that affording quality healthcare is no more a challenge. Affordable health insurance would help an insured to pay off medical bills engendered due to medical exigency.

There are many people who end up buying wrong products in their search for affordable health insurance. It is because these people concentrate only on premium limits and ignore coverage limits, which is an important factor in making a right choice. Thus, a person should compare quotes of several products on basis of coverage limits, deductibles, facilities, benefits, exclusion etc.

Apollo Munich, in their attempt to uncomplicate health insurance , has brought several such products at cost-effective price such that customers get for what they have paid. The company is looking forward to offer millions of people in over next few years.

Find More Affordable Health Insurance Articles

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Health Insurance Reform Now Bus Tour in Phoenix, 8/26/09

Image by Barack Obama
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Health Insurance Reform Now Bus Tour in Phoenix, 8/26/09

Image by Barack Obama
Photo by Ellen Pierce for Organizing for America

White House defends the health-reform mandate
You can read all 130 pages here, but the crux of the argument is this: A decision not to purchase health insurance affects the national economy. And under the Constitution's Commerce Clause, Congress has the authority to regulate such economically …
Read more on Washington Post (blog)

Insurance? Good luck
Whatever the market looks like now, it's a pretty sure bet it will look different in two years, when the exchange mandated by the health-reform law goes into effect. Small businesses are supposed to be able to buy insurance at cheaper rates through the …
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Paul Ryan's Medicare plan provides "pretty much" the same coverage that …
Under Ryan's plan, people who are not yet 55 would not receive traditional Medicare, but would instead qualify for government "premium support" to help them buy health insurance from a private company starting in 2022. (Ryan's plan specifically says …
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(PRWEB) December 11, 2011

New Direction IRA, Inc, a self-directed retirement and health savings account plan services company, is offering a free webinar on how to build health through wealth with a health savings account, Friday, December 16, 2011 9:00 AM – 10:00 AM MST. Visit newdirectionira.com for more information.

HSAs are growing more popular as employers lower health plan expenses, but most HSA account holders don’t realize the investment power of a self-directed HSA, according to Bill Humphrey, CEO of New Direction IRA, Inc. “Most employees hear about a change in their health care plan and they grumble, or worse, ignore the information,” said Humphrey.

According to Humphrey, few account holders have been exposed to the real wealth building power of the HSA. New Direction IRA, in this introductory webinar, will expose the powerful investment opportunity which an HSA offers to independent investors. Humphrey, a CPA specializing in self-directed retirement and HSA accounts, also will explain tax saving opportunities that HSA plans can provide.

“People can invest money now, earn more money with smart investments, and pay for future health care expenses as well as potential retirement expenses,” said Humphrey. Humphrey described many investors who carefully combine liquidity and smart investments, particularly long term investments, who utilized the full power of HSAs. Humphrey repeated this point, as he said it’s so important but also frequently ignored: Smart investors can receive a current cost and tax savings and simultaneously start a nest egg for future health expenses after retirement.

Webinar attendees will also learn how to take control of their IRA and or 401k plans with New Direction IRA self directed plans. All the investments available to New Direction self directed HSAs can also be purchased in self directed retirement plans.

Registration for this free webinar is limited. Sign up today at NewDirectionIRA.com, where you can find other information on HSAs and other plans and investment options. Or sign up at https://www3.gotomeeting.com/register/753014590 .

New Direction IRA, a leading provider of self-directed IRAs, 401ks, ESAs and HSAs since 2003, specializes in education of investors and their advisors as well as providing recordkeeping and administrative services for plans. Many 401k plan providers also benefit from New Direction IRAs array of services. Any plan administrators who wish to expand available investment options for their participants can call on New Direction to provide recordkeeping and reporting assistance. Information about New Direction IRA and their other educational programs can be found at http://NewDirectionIRA.com.

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Lifestyle Insurance Company Ratings Listing

American wellness and existence insurance company ratings are offered by numerous organizations that analyze the firm’s fiscal energy and security and give a ranking based on how sound their analysts find the business. These ratings can display the capacity of the firm to meet the obligations of the wellbeing and insurance policies policies they have created and the chance degree of any economic instruments, this kind of as bonds or securitization goods that the organization has issued.

A. M. Best Firm, Inc is a single of the rating organizations that assess firms in the United States. They have sixteen possible scores, ranging from A++ for businesses deemed superior to F for these that are in liquidation and S for businesses that have been suspended from staying rated. Normal and Poor’s, Moody’s and Fitch Ratings also do evaluations of insurance coverage businesses financials, nonetheless A. M. Best has traditionally specialised in American well being and existence insurance company ratings.

Most traders and market analysts will seem at ratings from all appropriate companies when generating a decision on whether or not to spend with a specific insurance policies organization.

Some of the variables that go into determining the well being of an company are doing a thorough examination of the balance sheet, evaluating the overall performance of the corporations operation in comparison with other firms and an analysis of how the organization is managed, which includes standard managerial philosophies and created ideas for the operation of the company.

The specific formula that every score organization makes use of to establish the grade offered is proprietary but all are looking to see if the insurance policy company has reliable finances and great conduite procedures. Check out Internet #1 Existence Insurance Company Ratings Checklist right now!

A lower score given by 1 or far more of these firms is a sign that an insurance policy company is in bad well being and will discourage traders from continuing to get their stocks and other fiscal instruments. If the business can not figure out a way to acquire a high rating and restore investor and buyer confidence it may find alone not able to meet it can be obligations to policyholders and personal bankruptcy and liquidation are feasible outcomes. Consumers would be smart to examine out the ratings agency scores for any business ahead of they buy a coverage to defend their investment and to insure that their coverage demands will be achieved without delay or complication. This is specifically crucial for shoppers searching to buy investment vehicles provided by many lifestyle firms such as total daily life insurance policy policies and annuities.

Ratings organizations do not only examine firms that are American. Well being and Existence insurance coverage ratings are established for insurance providers all around the globe and are an critical element of creating confident that the insurance business stays stable through the planet. Examine Internet #one Life Insurance Company Ratings Checklist correct now!

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by me and the sysop

Problem by twistoffate047: Wherever can I uncover fundamental and cheap health insurance?
I am a twenty five 12 months outdated part time university pupil looking for extremely standard and cheap health insurance. I had prior insurance coverage under my father’s method but was dropped when I turned twenty five. Legally I can elect COBRA continuation protection but the month to month value is previously mentioned what I can afford. I am looking for cheap insurance plan that would cover medical professional visits and prescriptions. I am not really educated about any of this any guidance would be significantly appreciated.

Ideal solution:

Solution by VirtueOfIntolerance
sorry buddy, I do not think there is these kinds of an bestial. I think “cheap health insurance” is about as extinct as dinosaurs. Appropriate now I am paying almost $ 1000 per month for a family of five (truly 4 simply because my employer supposedly pays mine). The worst part is that the stupid plan is not value crap. it just would not shell out for things like I really should. I imply d@mnit if I shell out 12000/year, I would count on to be able to get one thing out of that program, but there are so several loopholes and things that I finish up paying out that and a bunch on best of it.
I could nearly purchase a vehicle for that considerably income each yr… Insurance plan firms are the biggest fraud actually handed unto the naive americans. Insurance plan businesses are the DEVIL. We ought to get rid of all forms of insurance policy and market individual accountability. Yeah, like it used to be you know. You go to the medical doctor and spend for the companies interval. If doctors will have to deal directly with actual folks, they will not likely be in a position to charge the insane quantities they charge, due to the fact they’re going to have to search you in the eye.
Only a couple of months back I hurt myself with an axe. It genuinely wasn’t considerably. They had to do an xray and 6 stitches. and that expense me virtually $ 800. Howdy? six freegin stitches and an xray ought to not cost that much.

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